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Indian Nurses Association of New York

Privacy Policy

Effective Date: 8/15/2020 ~ Last Revised: 8/15/2020

This Privacy Policy governs the privacy practices of Indian Nurses Association of New York (collectively “INA-NY,” “we,” “our” or “us”) related to our website located at https://www.inany.org/, (collectively, the “Site”) and member accounts and related services (collectively, the “Services”).

This Privacy Policy (‘Policy’) governs our use of your information and describes how we collect, process, use and transfer your information when you access our Site and Services. By accessing our Site or using our Services, you explicitly consent to this Policy and our Terms of Use, which is fully integrated herein.

A. Collection of Information

We collect information about you directly from you and automatically through your use of our Site and Services.  We may combine information automatically collected with other information that we have collected about you including from publicly available sources.

The Site and Services are not directed to children under eighteen (18) years of age and we do not knowingly collect personal information from children under 18. If we discover that a child under 16 has provided us with personal information, we will promptly delete such personal information from our systems.

Information We Collect Directly From You. When you interact with our Site and Services, including for example using our “Contact Us” feature or submitting a “Membership Application”, you voluntarily provide certain information to us. We may collect information including but not limited to, your name, e-mail address, phone number, date of birth, last four digits of your social security number If you register for an account or opt to pay your bill online, you may also provide your account number, and other financial information. Further, if you utilize our “Career Center” feature, all information provided on your resume is subject to this Policy.

Information Collected Automatically. Like many websites, we and our service providers may use cookies, web beacons and other technologies to receive and store certain types of information when you interact with us through your computer or mobile device subject to your opt-out preferences (see “Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking” section below). Using these technologies helps us customize your experience with our Services, improve your experience, and tailor marketing messages. Here are some of the types of information we may collect:

  1. Log & Device data. When you use our Site or Services, our servers automatically record information (“log data”), including information that your browser sends whenever you visit our Site. This log data may include the web address you came from or are going to, your device model, operating system, browser type, unique device identifier, IP address, mobile network carrier, and time zone or location.  Whether we collect some or all of this information often depends on what type of device you’re using and its settings. For example, different types of information are available depending on whether you’re using a Mac or a PC.  To learn more about what information your device makes available to us, please check the policies of your device manufacturer or software provider.
  2. Cookies and Other Tracking Mechanisms.Depending on how you’re accessing our products and subject to your opt-out preferences, we may use “cookies” (a small text file sent by your computer each time you visit our Site, unique to your account or your browser) or similar technologies to record log data.  When we use cookies, we may use “session” cookies (that last until you close your browser) or “persistent” cookies (that last until you or your browser delete them).  For example, we may use cookies to keep you logged in to our Site. Some of the cookies we use are associated with your account (including personal information about you, such as the email address you gave us), and other cookies are not.  To help us make emails more useful and interesting, we often receive a confirmation when you open email from us if your computer supports such capabilities.  You can opt out of receiving emails from us. Please see the “Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking” section below.
  3. Other Web Site Analytics Services. Subject to your opt-out preferences (see “Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking” below), we use third-party service providers such as Google Analytics to provide certain analytics and user interactions services to us in connection with our operation of our Site and Services, including the collection and tracking of certain data and information regarding the characteristics and activities of visitors.  You may opt-out of Google Analytics’ cookies using Opt-Out Features on Google’s websites.
  4. Information We Receive from Third-Parties.In addition to information we collect from you, we may receive information about you (including personal information) from third-parties.  Please also note that if you are on another website and you opt-in to receive information from us, that website will forward to us your email address and other information about you so that we may contact you as requested.

B. How We Use Your Information

The information we collect from you enables us to improve our Services by understanding how you use and interact with our Services. We also use your information to:

  1. Providing Our Services.We use information we collect to fulfill your requests and provide access to our Services.
  2. Maintaining and Improving Site and Services. We may use information we collect to maintain and improve the features of our Services and enhance user experience.
  3. Tailoring the Content. We may use information we collect to provide Services based on your location and interests including but not limited to search results and advertising content.
  4. Research and Innovation.We may use information we collect to conduct research and support innovation;
  5. Preventing and Detecting Fraud.We may use information we collect to investigate and defend against fraudulent, abusive, or unlawful activities.
  6. We may use information we collect to communicate with you. The purpose of such communications may be to update you about our services or to send marketing and promotional messages. You can opt-out of receiving such communications by ‘unsubscribing’ from our email notifications. (see Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking).

C. Sharing of Information

We may share your personal information with third-parties for the following purposes:

  1. Managing and Providing Our Service. We may use third-party service providers in connection with operating and improving our Site and Services. We may disclose your information to such third-party service providers only to the extent necessary for them to fulfill their obligations under this section.
  2. Completing a Transaction of Merger, Acquisition, Sale or Transfer of Assets, Or Bankruptcy.If we sell or transfer all or a part of our business or assets, or are otherwise involved in a merger, reorganization, acquisition, dissolution, liquidation, we may, as part of that transaction, transfer your information to the party or parties and their advisors involved in that transaction.
  3. Complying with Legal Obligations.We may disclose your personal information to any competent authority including but not limited to the law enforcement body, regulatory, government agency, court or other third-party where we have a reason to believe that such disclosure is necessary to (i) comply with and enforce the law or legal process, including contractual obligations, and our policies; (ii)  protect the rights, property and safety of, or to prevent fraud or abuse of our platform or others, and (iii) respond to requests from public and government authorities.
  4. To Provide Advertisements and Promotional Content. We may share your information with third-parties who may further use this information to understand your preferences and send you relevant advertising and promotional content

D. Information Security

We use reasonable precautions, including technical, administrative, and physical procedures, to protect personal information from loss, misuse, or alteration. Guaranteed security does not exist on the Internet or offline, but we do make commercially reasonable efforts to handle such information consistent with this Policy and applicable laws.  Due to the design of the Internet and other factors outside our control, we cannot guarantee that communications between you and our servers will be free from unauthorized access by third-parties.

E. Information Retention

We retain your personal information to (a) fulfill the purposes for which the information was collected, (b) comply with our legal obligations, (c) prevent fraud, (d) resolve disputes, (e) enforce our policies and (f) maintain our relationship with you.

F. third-Party Links & Services

The Site and Services may contain links to other third-party websites, which may have their own privacy policies and terms and conditions that are not governed by this Policy. We are not responsible for the privacy practices or the content of any website(s) owned and operated by any such third-parties. Other websites may collect and treat information collected differently, so we encourage you to carefully read and review the privacy policy for each website you visit. Any links from our Services to other websites, or references to products, services or publications other than ours, do not imply the endorsement or approval of such websites, products, services or publications by INA-NY.

If you have any questions, comments, or requests related to this section of the Policy, please contact us by email at communications@inany.org.

G. Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking

  1. Opt-Out.If you receive any promotional email communication from us, you will be given the option to “unsubscribe” from receiving further email communications from us at any time.  Your option not to receive promotional and marketing material from us will not preclude us from corresponding with you, by email or otherwise, regarding existing or past business relationships with us, and will not preclude us from accessing and viewing your information in the course of maintaining and improving the Services. 
  2. Cookies. You can set your browser to refuse all or some cookies or alert when cookies are being sent.  If you disable or refuse cookies or block the use of other technologies, some parts of the Services may then be inaccessible or may not function properly. 
  3. Do-Not-Track. You can also manage how your mobile device, browser, computer, and other platforms and software share information by adjusting your privacy, security, WiFi and related settings.  For example, some browsers and devices have a Do Not Track feature that sends a signal to a website, analytics companies, ad networks, plug-in providers and other web services to stop tracking your activity.  Unless your browser or device settings are configured to make your activities invisible to usage analytics tools, we do not presently have the capability to omit you from usage analytics to the extent your browser only sends a “do not track” message and does not otherwise screen you from tracking without any action on our part.  For information regarding how to enable a Do Not Track setting if available on your devices, please see https://allaboutdnt.com. 
  4. Third-Party Tracking.Third-parties, other than our service providers, do not have authorization from us to track which websites, apps, or other online services you visit prior to and after visiting the Site or Services.  Please note, however, that we cannot control third-party tracking and there may be some third-party tracking that occurs without our consent or knowledge.

H. Users Outside of the United States

We are headquartered in the United States.  Personal information may be accessed by us or transferred to us in the United States or to our affiliates, business partners, or service providers elsewhere in the world.  If you are located outside of the United States, be advised that any information you provide to us will be transferred to and stored in the United States and that, by submitting information to us, you explicitly authorize its transfer and storage within the United States.  We will use reasonable measures to protect the privacy and security of personal information according to this Policy regardless of where it is processed or stored within the United States.

L. Children’s Privacy

Our Site and Services are intended for users who are at least 18 years of age and can legally enter into a binding contract. We do not knowingly collect, use or store any personal information from children who are under 16 years of age.

If you believe that we have unknowingly collected any information from or about a child under 16 years of age, please email us at communications@inany.org.

J. Policy Update

We may periodically update this Policy in light of changing business practices, technologies and legal requirements. If we make any material changes to this Policy, we will notify you before the implementation of such changes and, where required by law, take your consent. We encourage you to review this Policy from time to time to stay updated about any changes to this Policy.

K. Contact us

If you have any questions or suggestions, you can email us at communications@inany.org

Terms Of Use

Thank you for visiting our websites. These Website Terms of Use (“Terms of Use”) govern your use and enjoyment of, and apply to, the entire group of websites and webpages owned, operated, licensed, or controlled by the Indian Nurses Association of New York, and/or any and all of their respective subsidiaries, affiliates, and divisions (hereinafter, collectively, the “INANY”, “INA-NY, “we” or “us”).

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS OR ANY OTHER INANY WEBSITE.

By accessing this website (“Website”), you (the “User” or “You” or “you”) agree to be bound by all the terms and conditions contained in these Terms of Use. INANY reserves the right at its discretion to change these Terms of Use at any time. It is User’s responsibility to check these Terms of Use for changes each time User accesses the Website. Any changes to the Terms of Use will be effective as soon as they are posted on the Website. User’s continued access and use of the Website after the posting of any amended Terms of Use shall constitute User’s acceptance to the new Terms of Use and User shall be bound by such.

Users Accessing the Website from Outside the United States of America: INANY makes no representation that the Website content is appropriate or available for use outside the United States. Those who choose to access the Website from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Such users also agree to comply with all applicable United States export controls.

  1. LIMITED LICENSE

User is granted a limited, non-exclusive, revocable, non-sublicensable, and non-transferable license to access the Website according these Terms of Use (“Limited License”). If User does not agree to the terms and conditions of these Terms of Use, or any amended Terms of Use, User may not access or use the Website for any purpose, and shall promptly discontinue such use of the Website.

  1. CONTENT

The information we collect from you enables us to improve our Services by understanding how you use and interact with our Services. We also use your information to:

  1. Providing Our Services.We use information we collect to fulfill your requests and provide access to our Services.
  2. Maintaining and Improving Site and Services. We may use information we collect to maintain and improve the features of our Services and enhance user experience.
  3. Tailoring the Content. We may use information we collect to provide Services based on your location and interests including but not limited to search results and advertising content.
  4. Research and Innovation.We may use information we collect to conduct research and support innovation;
  5. Preventing and Detecting Fraud.We may use information we collect to investigate and defend against fraudulent, abusive, or unlawful activities.
  6. We may use information we collect to communicate with you. The purpose of such communications may be to update you about our services or to send marketing and promotional messages. You can opt-out of receiving such communications by ‘unsubscribing’ from our email notifications. (see Your Choices; Opt-Out; Do-Not–Track Disclosures; Third-Party Tracking).

  1. DOWNLOADS

If any downloads are purposely made available to you through the Website, you may use such downloaded materials, provided that such use is for personal and not for commercial use; that you do not remove any proprietary notices on such materials, if any; that you do not copy or post such materials on any computer, website, or broadcast medium; that you make no changes to such materials; that you do not distribute such materials to any third parties; and that you do not attempt to electronically reproduce such materials and that you follow any other restrictions posted or present about or on such downloaded materials.

  1. TRADEMARKS

Without prejudice to the restrictions set forth in Section 1, above, any and all trademarks, service marks, logos and brand identifiers (collectively the “Marks”) found on this Website are registered domestic or international trademarks or service marks, or otherwise protected by common law, and therefore are owned by the ANA Enterprise. Unless otherwise granted explicit permission in writing from the ANA Enterprise, nothing contained in this Website should be construed as granting, by implication, estoppel or otherwise , any license or right to use any of the Marks without the prior written permission of INANY. Any misuse of the Marks is strictly prohibited and may violate federal and/or common trademark laws. Other brands or product names used on the Website may be trademarks and/or service marks of their respective owners and should be treated as such. User should not use any Marks without the express written permission of INANY.

  1. USER- PROVIDED MATERIALS

Any User who uploads or posts any materials or information on the Website grants the INANY an irrevocable, royalty-free, worldwide, perpetual license to use, reproduce, modify, adapt, publicly perform, create derivatives works therefrom and publicly display that information in connection with the Content without regard to attribution or moral rights. INANY reserves the right to remove any User-provided content or postings deemed offensive, inappropriate, inaccurate, misleading, and/or fraudulent at any time without User’s consent. User acknowledges and agrees that INANY may preserve and disclose User content, if required to do so by law or if INANY believes in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce these Terms of Use, respond to a claim that User content violates any third-party rights, or protect the right, property, or personal safety of INANY, any User of the Website, or the public.

  1. USE RESTRICTIONS

Unless otherwise expressly granted herein, User may not, and may not permit others, to:

  1. Use the Website to perform any illegal activities, including, but not limited to, defaming, abusing, harassing, stalking, threatening, or  otherwise violating the legal or privacy rights of others;
  2.   Use the Website to collect names or contact information for mailings or communications;
  3. c.    Sell, rent, lease, license, sublicense, or assign the Website, the use of the Website, and/or Content;
  4.   Reverse engineer, decompile, disassemble, or otherwise derive the source code or object code from the Website or any Content;
  5.   Alter, modify, adapt, reconfigure, or prepare derivative works of the Content or Website;
  6.  Provide or permit access to the Website or its Content except for the sole use of User;
  7.  Archive or retain any of the Website or its Content in any form without the express written permission of the INANY;
  8.  Distribute (including but not limited to, via e-mail or the Internet), or otherwise make available copies of the Website or Content to others, whether or not for payment or other consideration, without the written permission from INANY;
  9. Copy, extract, summarize, distribute or otherwise use the Website or its Content in any manner which competes with or substitutes for INANY’s distribution of the Website or its Content to its users or subscribers;
  10.  Transmit information that infringes any copyright, trademark, trade secret, or other intellectual property rights of any party;
  11. Transmit any material that contains malware, virus, other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunication equipment;
  12.  Impersonate anyone or any entity, falsely state or otherwise misrepresent other users’ affiliation with a person or entity;
  13. Collect or store personal data about other users or members;
  14.  Disclose any Personally Identifiable Information (“PII”), Protected Health Information (“PHI”) or any information that would be a violation of the federal regulations issued pursuant to the Health Insurance Portability and Accountability Act (“HIPAA”) and codified at 45 C.F.R. Parts 160 and 164, subparts A and E (the “Privacy Rule”) and Part 164, subparts A and C (the Security rule”), or Subtitle D of the Health Information Technology for Economic and Clinical Health Act (“HITECH”).
  15. Disclose PII or PHI about yourself that is not necessary or about others without their express permission.
  16. Directly or indirectly copy or allow the copying of any material on the Website whether by scraping, robots, spiders, crawlers, deep-link, page-scrape or any other similar method.
  17. Directly or indirectly copy electronically or manually.
  18.  Circumvent the normal and organic navigational structure of the Website or try to obtain documents, files or directories that are not meant to be publicly displayed.
  19. Probe, electronically scan, reverse engineer, or decompile any code on the Website.
  20. Directly or indirectly provide or create an unreasonably or disproportionate load on the Website.
  21. Use the Website manually or electronically, directly or indirectly, for your own purposes or for a third party, to gain access or information about any other user of the Website or member of the INANY.
  22. Take any action manually or electronically, directly or indirectly, for your own purposes or for a third party, to interfere with the normal operation of this Website or of another user’s operation of this Website.
  23. Use the Website to create or distribute mailing lists.

  1. CHANGES ON WEBSITE

INANY may modify, suspend, discontinue or restrict the use of any portion of the Website, including the availability of any Content at any time and without notice or liability. INANY does not guarantee or have any obligation to keep or store Content or User generated content although it has the right to do so.

  1. DISCLAIMERS

THIS WEBSITE AND THE INFORMATION, SERVICES, PRODUCTS, AND CONTENT CONTAINED HEREIN ARE PROVIDED ON AN “AS IS” BASIS WITH NO WARRANTIES EXPRESSED OR IMPLIED INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, COURSE OF USAGE, OPERATION OF WEBSITE IS ERROR-FREE, NON-INFRINGEMENT, ANY AVAILABILITY, ACCURACY OR COMPLETENESS OF THE MATERIALS AND/OR CONTENT, SOFTWARE, DOCUMENTATION, OR INFORMATION. INANY DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED, UPLOADED OR DISTRIBUTED THROUGH THIS WEBSITE, WHETHER BY INANY OR A THIRD PARTY, INCLUDING BUT NOT LIMITED TO THE CONTENT AND DISCUSSION BOARDS; USER ACKNOWLEDGES THAT ANY RELIANCE UPON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION SHALL BE AT USER’S SOLE RISK.

  1. INDEMNIFICATION

User agrees to defend, indemnify and hold INANY and its owners, directors, officers, employees, agents, successors, assigns, and state/constituent member associations harmless from and against any and all claims, demands, suits, proceedings, liabilities, judgments, losses, damages, expenses and costs (including without limitation reasonable attorneys’ fees) assessed or incurred by the ANA Enterprise, directly or indirectly, with respect to or arising out of: (i) User’s failure to comply with these Terms; (ii) User’s breach of any obligations under these Terms; (iii) User’s use of the rights granted hereunder, including without limitation any claims made by any third parties; (iv) any third party claim based on User’s use of this Website and/or (v) User’s violation of any third party right, including without limitation any copyright, trademark, other intellectual property, or privacy right.

  1. LIMITATION OF LIABILITY

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE HEREIN, IN NO EVENT SHALL INANY OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE WEBSITE, CONTENT, AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE, OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE WEBSITE, INCLUDING, BUT NOT LIMITED TO: (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE, THE ONLINE SERVICE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE; (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR COMPUTER SERVERS AND/OR ANY AND ALL PROPRIETARY INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, THE ONLINE SERVICE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE; AND/OR (E) ANY VIRUSES, WORMS, TIME BOMBS, DROP DEAD DEVICES, TROJAN HORSES OR OTHER HARMFUL COMPONENTS THAT MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE, THE ONLINE SERVICE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE BY ANY THIRD PARTY OR FOR ANY LOSS OR DAMAGE OF ANY KIND. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS INANY’s LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

  1. DEFAULT

In the event User breaches any of the terms and conditions of these Terms of Use, INANY reserves the right to terminate these Terms of Use and User’s rights hereunder immediately without notice, or by giving User written or on-line notice of termination.

  1. GOVERNING LAW

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, U.S.A., without regard to their conflicts of law provisions. UCITA is waived in its entirety.

  1. ENFORCEABILITY

If any provision to these Terms of Use shall be held to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.

  1. TERMINATION OF USE

If the User violates these Terms of Use, User may be barred from using this Website in the future and/or may be subject to legal action.

  1. OTHER USE RESTRICTIONS

Without prejudice to the restriction set forth in Section 7, above, you may not directly or indirectly copy or allow the copying of any material on the Website whether by scraping, robots, spiders, crawlers, deep-link, page-scrape or any other similar method. You may not directly or indirectly copy manually. You may not circumvent the normal and organic navigational structure of the Website or try to obtain documents, files or directories that are not meant to be publicly displayed. You may not probe, electronically scan, reverse engineer, or decompile any code of or on the site that is not part of the public html layer. You agree not to directly or indirectly provide or create an unreasonably or disproportionate load on the Website. You will not use the Website manually or electronically, directly or indirectly, for your own purposes or for a third party, to gain access or information about any other User of the Website or member of INANY. You agree not to take any action manually or electronically, directly or indirectly, for your own purposes or for a third party, to interfere with the normal operation of this Website or of another User’s operation of this Website.

  1. PRIVACY

Please read the Website privacy policy , which is hereby incorporated by reference into these Terms of Use.

  1. NOTICE FOR CLAIMS OF INTELLECTUAL PROPERTY OR COPYRIGHT INFRINGEMENT; AGENT FOR NOTICE OF INFRINGEMENT

If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide INANY with the following information:

  • an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
  • a description of the copyrighted work or other intellectual property that you claim has been infringed;
  • a description of where the material that you claim is infringing is located on the site;
  • your address, telephone number, and email address;
  • a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  • a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

The INANY Copyright Agent for notice of claims of copyright or other intellectual property infringement can be reached at the following email address: communications@inany.org

  1. NOT MEDICAL ADVICE

Nothing on this Website should be construed as giving medical advice or establishing a patient client privilege relationship.

  1. LAWS, RULES AND REGULATIONS

The User agrees to follow all applicable laws, regulations, statutes, and ordinances in using this Website.

  1. WAIVER

No failure to exercise a right or privilege by INANY shall be deemed a waiver of such right or privilege.

  1. No Third-Party Beneficiaries.

Nothing in this Agreement shall confer any rights to any party other than INANY and the User.

  1. COMPLETE AGREEMENT

This Agreement represents the entire understanding of the parties and any and all other communications are superseded.

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